Why is there a racial imbalance in the number of creditor lawsuits against those in debts to corporations?

Why is there a racial imbalance in the number of creditor lawsuits against those in debts to corporations? Even when controlled for income and for the amount of debts, ProPublica has found that black families with outstanding debts are sued at significantly higher rates than white families with these debts.To complete this extra credit assignment, you will need the following: 

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