Author: chris

Project description
Read the attached article;’ In the end,there’s no such things as free lunch’
Question: Comment on the statement by the author of the article that;
‘….it’s actually the interest rate on 10years US government bonds that holds the biggest sway in financial markets’.
BRIGHTDAY
INVESTORS are between a
rock and a hard place. Those with fortunes tied to the Big Four banks would no doubt be
feeling a little worse for wear if they care about share prices.
It appears the share market
is readjusting to the expecta- tions interest rates are likely to have stopped falling and will at
some point start rising – led by
As a result many stock mar- ket darlings – not to mention
bond prices – have been sold off sharply. Investors have been left
feeling more unsettled than usual, even in these times of heightened uncertainty. Since April I, a $200,000 portfolio invested evenly
among the Big Four would be $22,000 worse off. In the space
of a few weeks, more than 10
per cent of your investment value has been wiped out. With many self-funded retirees holding the Big Four directly or indirectly (via man- aged funds and other prod- ucts), it’s hard to avoid the nightmare streak of the banks. The rapid-fire sell-off of banks is the symptom of a rise
in long-term interest rates in
the US, mirrored locally. It’s like the US has caught a cold
and Australian investors have
sneezed, repeatedly. While we often focus on the
cash rate set by the RBA be- cause it affects our mortgage repayments and term deposit savings, it’s actually the inter- est rate on 10-year US govern- ment bonds that holds the
biggest sway in financial mar- kets. For the boffins who tell us
what the financial markets are
expected to do, this a bell- wether. When it moves, it tells
you whether economists and market analysts are expecting the economy to strengthen or weaken.
It influences the market’s
expectation for future short- term rates – and therefore
what you pay on your mort- gage. And if the 10-year bond rate moves sharply, you can be
sure that share prices – and other bonds – will move too.
For bonds, higher interest
rates mean lower prices, and vice versa. High-yielding shares, such as the banks and
property trusts, behave in a similar fashion when interest
rates rise – higher rates mean share price declines.These types of shares are extremely sensitive to what happens to long-term interest rates, meaning more uneasy times could lie ahead.
Shares are generally consid- ered more risky than cash and bonds, so investors tend to de- mand a much higher return. When share prices move lower, it means the return you receive considers all of the
risks that you are exposed to, including higher interest rates. Changing interest rates is
part of the normal business cycle and affects asset classes differently at any one point in time. But the problem self- funded retirees now face lies in
the fact they have always pre- ferred investments that pro- vide healthy dividends. (COUNTINUES.. COULDNT TYPE HERE)
———-
Added on 01.05.2016 18:51
It means there is a vast
number of shares they avoid,
and they all cluster around the
same high dividend-paying shares, without balancing out their investments with other
less interest rate-sensitive in- vestments.
They”re after an easy in- come. But, as they say, there”s
no such thing as a free lunch.
Instruction files

present1_intheendnofreelunch.pdf(739,19 KiB)

Project description
Final Exam – Paper
Due: 5/4/16 1:30 pm

Topic: Dig deeper into one of the topics we have discussed in class this semester. This needs to be an intellectual exercise constructing an argument (statement of your position and support for that position). In other words, if you want to investigate an individual or an event we have covered, it cannot be a chronological re-telling of the event or biography of the person. You must move beyond re-telling the story to arguing why it is significant.

You will present your ideas to the class during the Final Exam period.

Paper Directions:

The paper must be an original work, no less than 4 and no more than 5 pages, typed, double-spaced, MLA Formatting (standard margins and 12 pt. Times New Roman or Cambria Font) with a works cited attached. The works cited does not count toward your page limits.

The paper must include no less than four credible outside sources to support your ideas. These must be primary source works by the author or scholarly journal articles or books. You must have at least one primary source. Wikipedia, Dictionaries and encyclopedias are not acceptable as sources here (you may use the Stanford Encyclopedia of Philosophy). Avoid typing your topic into a search engine and randomly selecting websites for sources. You will be marked down for this. Evaluate your sources.

You MUST cite your sources in your paper.

Be sure to proofread and spell-check your paper. Academic tone is expected – no first person, eliminate contractions, organization of ideas. Remember, elevate your writing from your speaking.

The Paper will be run through Turnitin.com so you must provide an electronic copy of the paper to adam.sonstroem@arizonachristian.edu on or before 1:30 pm on Wednesday, May 4th. You must also bring a hard copy of the paper to class on the 4th. Failure to attend class on the 4th with a hard copy of the paper will result in a reduced grade for the paper. No late work will be accepted no excuses.

Presentation Directions:
In a 2-3 minute summary, provide an overview of your ideas to the class. This presentation should be prepared ahead of time and not read. You may not just read your paper, but must summarize the main ideas in the allotted time. No visuals (Power Point, Prezi, Keynote) are required due to time constraints, but be prepared to present your ideas.

Failure to attend class during the final exam period will result in a zero for the presentation grade no exceptions. Finals are scheduled Tuesday-Friday this year so be prepared to stay the entire week of finals. Also, late arrival at the final exam period or technology distraction will impact your grade as well.

Point Breakdown: 125 Points Total

Paper 100 points
Up to 20 Points for MLA Format
Up to 20 Points for Spelling/Grammar
Up to 60 points for Content/Argument (this includes a Thesis statement, organization and research
Presentation 25 points

Topics to consider include the following:
Niccolo Machiavelli/The Prince
William Shakespeare/Hamlet,
Tudor England
The Reformation Martin Luther, John Calvin
English Civil War, European Enlightenment
Thomas Hobbes, John Locke
American Foundations Declaration of Independence, Constitution, Federalist Papers
American cultural heritage art, music, poetry of the 18th and 19th centuries
The French Revolution
Adam Smith/Wealth of Nations
Alexis de Tocqueville/Democracy in America American Heritage context in the early 19th century
Henry David Thoreau/Walden/Civil Disobedience
Abraham Lincoln speeches, presidency, The Civil War
Charles Darwin/Origin of the Species

Other topics upon instructor approval.

Project description
“The Heckscher-Ohlin Trade Theory is about how two countries can get greater gains from trading with each other if they have different resources one have more labor and the other have more capital (that is technical equipment and machinery).

By specializing in production, and by trading with other countries, it is possible for countries to increase their incomes. Even though countries as a whole benefit from specialization and international trade, all groups in society, workers and capitalists, do not gain according to the Heckscher-Ohlin theory. If international trade leads a country to specialize in producing goods that require lots of workers and little capital, such a specialization increases wages (which benefits the workers) but decreases the income of the capital owners. But the country as a whole benefits because the gain of the workers is bigger than the loss of the capital owners.

The Trade Ruler game is set in “the Hechscher-Ohlin world” you are to make an island (a country) prosper by trading. As a ruler of an island you want to engage in international trade to achieve this goal” (Nobel Media, 2011).

After playing the game (estimated to last about 15 minutes), answer the following questions in the form of a short essay. Your completed essay should be at least 250 words in length:

1. Did your selected country have more labor or capital?
2. Why did you select this particular country?
3. Did your selected trading partner have more labor or capital?
4. Why did you select this particular trading partner?
5. Did you increase or decrease the welfare of your country by engaging in international trade? Why?
“The Heckscher-Ohlin Trade Theory is about how two countries can get greater gains from trading with each other if they have different resources one have more labor and the other have more capital (that is technical equipment and machinery).

By specializing in production, and by trading with other countries, it is possible for countries to increase their incomes. Even though countries as a whole benefit from specialization and international trade, all groups in society, workers and capitalists, do not gain according to the Heckscher-Ohlin theory. If international trade leads a country to specialize in producing goods that require lots of workers and little capital, such a specialization increases wages (which benefits the workers) but decreases the income of the capital owners. But the country as a whole benefits because the gain of the workers is bigger than the loss of the capital owners.

The Trade Ruler game is set in “the Hechscher-Ohlin world” you are to make an island (a country) prosper by trading. As a ruler of an island you want to engage in international trade to achieve this goal” (Nobel Media, 2011).

After playing the game (estimated to last about 15 minutes), answer the following questions in the form of a short essay. Your completed essay should be at least 250 words in length:
“The Heckscher-Ohlin Trade Theory is about how two countries can get greater gains from trading with each other if they have different resources one have more labor and the other have more capital (that is technical equipment and machinery).

By specializing in production, and by trading with other countries, it is possible for countries to increase their incomes. Even though countries as a whole benefit from specialization and international trade, all groups in society, workers and capitalists, do not gain according to the Heckscher-Ohlin theory. If international trade leads a country to specialize in producing goods that require lots of workers and little capital, such a specialization increases wages (which benefits the workers) but decreases the income of the capital owners. But the country as a whole benefits because the gain of the workers is bigger than the loss of the capital owners.

The Trade Ruler game is set in “the Hechscher-Ohlin world” you are to make an island (a country) prosper by trading. As a ruler of an island you want to engage in international trade to achieve this goal” (Nobel Media, 2011).

After playing the game (estimated to last about 15 minutes), answer the following questions in the form of a short essay. Your completed essay should be at least 250 words in length:

1. Did your selected country have more labor or capital?
2. Why did you select this particular country?
3. Did your selected trading partner have more labor or capital?
4. Why did you select this particular trading partner?
5. Did you increase or decrease the welfare of your country by engaging in international trade? Why?
1. Did your selected country have more labor or capital?
2. Why did you select this particular country?
3. Did your selected trading partner have more labor or capital?
4. Why did you select this particular trading partner?
5. Did you increase or decrease the welfare of your country by engaging in international trade? Why?

Project description
The presidential primary election process is currently underway. Each of the main candidates must decide how he or she can best appeal to voters in each state, which requires an understanding of the politics and demographics of that state. Choose one of the main presidential candidates running in either the Democratic or the Republican primary, and assume that candidate will be his or her partys presidential nominee. As the candidates campaign advisor for Texas, you are responsible for advising your candidate on how to best campaign in preparation for the general presidential election in November 2016. Write a three page minimum memo to your candidate outlining the strategy he or she should use to maximize his or her vote in Texas. Consider the following in your memo:
Key demographics in Texas which voters are likely to support the candidate and which voters the candidate should attempt to reach out to
Key issues that Texas voters care about most in this election
The message your candidate should pursue, based on the issues and concerns of the voters in Texas
Interest groups working on behalf of your candidate in Texas
How your candidate should challenge the other presidential candidate(s) based upon the politics, interests, and concerns of Texas voters (in other words, what are the strengths of the other candidate(s) that your candidate needs to counter, and what are the weaknesses of the other candidate(s) that your candidate should address)
Note: You are exploring the campaign process in order to analyze Texas politics in action. You should demonstrate an understanding of Texas politics and Texas voters through the lens of the current presidential election. Be analytical and critical in your response, and support your arguments with specific examples. This assignment is not asking for a simple list of your candidates political positions, nor is it asking for a discussion of Republican and Democratic political positions; rather, you are to analyze campaign strategy in terms of Texas politics. Additionally, this assignment is neither asking for an opinion of the candidates nor commentary on the rightness or wrongness of their political positions. You are not being asked to provide personal opinion for or against the candidates you need to make well-researched, supported arguments about how your candidate should run his or her campaign in Texas by considering Texas politics, demographics, issues, and concerns.
Instruction files

tx_govt_paper.docx(14,08 KiB)

Project description
Discuss the significance of the passage in terms of the themes and images it presents as well as its relation to the work as a whole. Your discussion should not just be a summary of the plot of the work, but should present an analysis of the important themes, images, and ideas present in the passage, as well as address how those elements relate to the rest of the story.

From The Greatcoat:
The young clerks joked and made witticisms at his expense, as far as their office wit would stretch. There, in his presence, they told all kinds of stories they had made up about him and his landlady, an old woman of seventy; they said she beat him, asked when the wedding would be, and showered little scraps of paper on to his head, saying it was snowing. But not a word of response came from Akaky Akakiyevich, who carried on as if there were no one else there; it did not even affect his work: amid all these aggravations he made not one error in his copying. Only when the joke became too unbearable, when they jogged his elbow and stopped him carrying on with his work, would he say, Let me be. Why do you torment me? And there was something strange in the words, and in the voice that uttered them. In that voice was something so evocative of pity that one young man, who had recently been appointed, and who, following the examples of others, was on the point of allowing himself to make fun of Akaky Akakiyevich, suddenly stopped, as if transfixed, and from that moment everything was changed before him and appeared in a different light. Some strange power pushed him away from his colleagues, whom he had taken, on first meeting them, to be decent, cultivated men. And for a long time afterwards, at moments of the greatest merriment, there would appear before him the figure of the little clerk with the balding forehead, uttering his piercing words, Let me be. Why do you torment me? In these piercing words was an echo of other words: I am your brother. And the poor young man would bury his face in his hands, and many a time in his life he would shudder to see how much inhumanity there is in man, how much savage coarseness can lie concealed in refined, cultivated manners and dear God! even in a man society regards as noble and honourable.

Project description
1) Plot Choose one of the stories listed and comment on the following: What are its important plot events, and how is its plot laid out? To what extent does its plot conform to Freitags pyramid of a typical or exemplary plot structure or deviate from that structure? (Be sure to define what that pyramid is.) To what extent does it achieve closure at the end?
Choose one of the following stories: Ivan Turgenev, “Mumu”

2) Plot Choose one of the stories listed and comment on the following: What are both the fabula and the suzhet? How does the reordering of events influence our understanding of them? How does the authors reordering of events create surprise and/or suspense?
Choose one of the following stories: Anton Chekhov, “Sleepy”

3) Narrator Choose one story and discuss its narrator and use of narrative voice. Be sure to identify what type of narrator it is. Briefly discuss particular aspects of the narrator, commenting in particular on things like tone/voice, distance, reliability, and focalization. How does this particular narrator influence our understanding of the story?
Choose one of the following: Leonid Dobychin, “The Father”

4) Character Choose one character from one of the following stories and discuss characterization. How is this figure you have chosen characterized in the story? Be sure to include specific details and elements that contribute to characterization. In addition, be sure to address whether the character has agency and whether it has development, i.e., is flat or round.
Choose from one of the following stories: Nikolai Karamzin, “Poor Liza”

5) Setting Choose one story and discuss how the setting is related to character development and/or plot events. If a story has more than one setting, you can focus on just one scene and its setting, or discuss multiple scenes and their settings.
Choose one: Aleksandr Pushkin, “The Queen of Spades”

Answer for each question separately, but a total of the answers should not be more than 3 pages, except the questions.

Project description
80.0 %Content

40.0 %Uses SBAR Format to Include All Components of the Health History (Biographical, Past Heath, Family, Symptoms) Using Appropriate Medical Acronyms and Abbreviations
With or without SBAR format, provides incomplete medical history with or without use of appropriate medical acronyms and abbreviations.
Uses SBAR format to provide all components of the health history based upon the information collected in the health history. Appropriate medical acronyms and abbreviations are absent or inconsistent.
Uses SBAR format to provide all components of the health history (biographical, past health, family, symptoms) using appropriate medical acronyms and abbreviations.
Uses SBAR format to provide all components of the health history (biographical, past health, family, symptoms) using appropriate medical acronyms and abbreviations, and relates information to the diagnoses.
Uses SBAR format to provide all components of the health history (biographical, past health, family, symptoms) using appropriate medical acronyms and abbreviations, and relates information to the diagnoses and integrates into treatment plan.
40.0 %Benchmark D5: Holistic Patient Care Competency 5.1: Understand the human experience across the health-illness continuum
Health screening and diagnosis do not demonstrate understand of the human experience across the health-illness continuum.
Health screening and diagnosis suggest minimal understanding of the human experience across the health-illness continuum.
Health screening and diagnosis demonstrate understanding of the human experience across the health-illness continuum.
Health screening and diagnosis are integrated in an understanding of the human experience across the health-illness continuum.
Health screening and diagnosis are integrated in an understanding of the human experience across the health-illness continuum and provide specific suggestions for treatment across this continuum.
10.0 %Organization and Effectiveness

10.0 %Mechanics of Writing (Includes spelling, punctuation, grammar, and language use)
Surface errors pervasive enough that they impede communication of meaning. Inappropriate word choice and/or sentence construction used.
Frequent and repetitive mechanical errors distract the reader. Inconsistencies in language choice (register), sentence structure, and/or word choice are present.
Some mechanical errors/typos are present, but are not overly distracting to the reader. Correct sentence structure and audience-appropriate language are used.
Prose is largely free of mechanical errors, although a few may be present. A variety of sentence structures and effective figures of speech are used.
Writer is clearly in command of standard, written, academic English.
10.0 %Format

10.0 %Mechanics of Writing (Includes spelling, punctuation, grammar, and language use)
No reference page is included. No citations are used.
Reference page is present. Citations are inconsistently used.
Reference page is included and lists sources used in the paper. Sources are appropriately documented, although some errors may be present.
Reference page is present and fully inclusive of all cited sources. Documentation is appropriate and style is usually correct.
In-text citations and a reference page are complete. The documentation of cited sources is free of error.
100 %Total Weightage

Project description
Content and Outline
Use the following outline when writing your paper. Each point on the below outline must be a separate section (with the section heading, as indicated) within your paper.
I. Introduction
Indicate which topic you chose from the list above.
Indicate the purpose of your paper (i.e., to compare old-earth and young-earth viewpoints on your chosen topic).
II. Old-Earth Secular View
What is the old-earth secular viewpoint on your chosen topic?
Do not discuss the old-earth creationist viewpoint on your chosen topic. For a description of old-earth creationism, go to http://www.icr.org/article/4535/.
III. Young-Earth View
What is the young-earth viewpoint on your chosen topic?
IV. Comparison of the Viewpoints
Comparison is articulating similarities between the 2 viewpoints.
Be sure to provide at least 2 similarities (comparisons) between the viewpoints.
V. Contrast of the Viewpoints
Contrast is articulating differences between the 2 viewpoints.
Be sure to provide at least 2 differences (contrasts) between the viewpoints.
VI. Conclusion
Provide a summary statement for your paper.
Be sure to restate your purpose.
Do not introduce new material in your conclusion.

Format
You must use current APA formatting. Papers must be double-spaced with 1-inch margins. Font is to be 12-point Courier New or 12-point Times New Roman. Include a title page with your name, instructors name, course number and title (i.e., PHSC 210, Elements of Earth Science), date, and paper title. There is no need to include an abstract in your paper.

Sources
Your Comparative Essay must include at least 4 scholarly sources in addition the course textbooks. Of these required sources, 2 must be from an old-earth perspective and 2 from a young-earth perspective. Acceptable sources include journal articles, manuscripts, scholarly textbooks, and/or internet sites from .edu or .gov sources. Avoid internet sites from .com, .net, .org, etc. as the information contained therein are not often peer reviewed. There are exceptions to this rule (e.g., the Insitute for Creation Research site is a .org site, but it has been judged a reputable site by those in the young-earth community); however, as a general rule, avoid these sites. In particular, avoid Wikipedia. Study Bibles are also not appropriate for this assignment.

Citation
Be sure to cite your sources in the body of your paper using current APA formatting. Examples of current APA formatting rules can be found here. Also, a presentation about current APA formatting is provided in Module/Week 7.

Plagiarism
Plagiarism is a serious academic infringement. Avoid it at all costs. To learn more about plagiarism and how to avoid it, visit this website. Note that you are fully responsible for any plagiarism detected by the instructor of this course. Cases of plagiarism will be dealt with according to current policies established by Liberty University Online.